Eat well for less

I've really been enjoying the BBC's Eat Well For Less series. It's full of good advice about feeding a family healthily on a budget, as well as dispelling a lot of myths about food.

I've not found it overly helpful though, because as a family we're well within the normal spending range for our family (we're a couple, and spend about £40 a week on groceries, which is about average for a family of 2). We tend to cook our own meals, we've steered clear of takeaways since we came up with a meal plan, we don't usually buy branded products and we shop at a budget supermarket. Surely we can't make any more savings?

Then I came across the absolutely fascinating Facebook page! The people running this claimed they could feed a family of 4 for half of my budget. I genuinely didn't believe it. But I've been reading through their menus, and it seems with some careful planning a bulk buying you really can feed a family for as little as £20!

I'm not sure we have the storage space for 3 months worth of food (especially as our flat has issues with damp, and I wouldn't want to lose that much food if it went bad!) but I'm taking it as a personal challenge to get as close to £20 a week as possible. I'm going to try to buy a month's worth of freezables and non-perishables in advance, and then buy perishables week on week. I think initially it will be more like £30 a week, but we'll see where we'll get.

Do you have any top tips for buying in bulk? What about buying in bulk when you don't have a car (which we don't!) I'd love to hear them!

100 Days Until Christmas - Low Cost Christmas

It's 100 days until Christmas today! Christian's Against Poverty, a UK Charity that offers free debt help, are starting their debt free Christmas campaign today. I know Christmas starts earlier every year, and that the shops try to force seasonal spending on us for longer and longer periods. But thinking and planning ahead can save you a lot of money and stress, and today is a great time to start.

1. Start Saving for Christmas - NOW
   
   With 100 days to go, if you get paid monthly you should have 3 pay days between now and Christmas. Set aside a little each month, and next year maybe start even earlier. Most big supermarkets offer schemes to save money if you shop with them every week in the run up to Christmas, so this could help, but switching to a more expensive supermarket to get this deal might actually cost you money, so be careful not to get dragged into spending more money on groceries than you normally would just to qualify.
   
   
2. Set a Budget - STICK TO IT
   
   This can be hard, but decide how much you can afford to spend before you start planning what you buy. It can help if you write down what's most important to you about Christmas Celebrations. What would it not be Christmas without, and what is something you could maybe go without this year? Could you forgo the tree in favour of home made decorations? Or does no one in your house really like sprouts and turkey, and the family's favourite mexican food would be far more welcome? These ideas may sound odd, but Christmas isn't about doing everything everybody else does. Decide what's important to your family, and prioritise spending money on that, and don't spend money on the things that don't matter as much to you.


3. Food
   
   Christmas is often a time of over indulgence when it comes to food, and I for one can see why! I love turkey, mulled wine, mince pies and pigs in blankets. I love socialising with friends over my favourite seasonal food. However, if you plan to go the whole hog with food, plan in advance how you will use the leftovers. Using leftovers in tasty meals will save money on normal grocery bills, and mean you can afford your seasonal favourites. Planning it before hand will also prevent you buying too much food that will just go to waste.
   
4. Hand-make Gifts
   
   Crafters, take a deep breath, there's still 100 days to go! If you're going to make lots of hand made gifts you need to start early, as this is far more time consuming that just ordering from amazon. It can also be cheaper, and people are often very touched by homemade gifts. However, don't fall into the trap that handmade is always cheaper; we live in a world of mass production, and some things are far cheaper to buy. Other things, toys for example, are sometimes safer when bought, as they'll have been through stringent safety checks. Remember thoughtful is always more welcomed and remembered than big or expensive.
   
   I'll post some more blog posts in the coming weeks about giving thoughtful gifts.
   
   
   What are your top tips for a stress free, low cost Christmas?